Put your money
where your
motivation is.

The only gym fee that pays you back. Make a commitment deposit towards your fitness goal. Complete your workouts and earn it back.

TestFlight
Available on TestFlight Free · iOS
Weekly Challenge
Terbo Home Screen
96%
of people abandon
their fitness goals
5×
more likely to succeed
when money is at stake
$0
subscription fee.
ever.

How it works

Three steps to
accountability.

01
💰
Make a commitment deposit
Choose a challenge and deposit your stake — $5, $15, $25 or whatever amount will motivate you. Your deposit is held until you complete your goal. Real accountability creates real results.
02
🏃
Complete your workouts
Hit your target. Terbo syncs automatically with Apple Health — every run, walk, and ride is verified in real-time. No manual logging needed.
A wearable device is required — any device that syncs to Apple Health works (Apple Watch, Garmin, Whoop, and more)
03
✅
Earn your deposit back
Complete your challenge and your full deposit is returned. Some challenges have a completion bonus for following through.

Syncs automatically with

Apple Health Apple Watch Garmin Strava Nike Run Club Peloton Wahoo Whoop Oura Fitbit Polar Suunto

Challenge types

Four Challenge Types

★ Public
Community Challenges
Join a weekly or monthly accountability pool with other Terbo members. Complete your workouts and earn your deposit back plus a potential completion reward.
  • Weekly and monthly formats
  • Deposits from $5 to $100
  • Open to all — no invite needed
👥 Group
Group Challenges
Create a group accountability challenge with friends or coworkers. Everyone makes a deposit — those who complete their goal earn it back. Those who miss forfeit their funds to those who do.
  • You set the rules and deposit amount
  • Real-time progress for everyone
  • Invite via link
⚡ Personal
Personal Challenges
Set your own goal and make a commitment deposit. Complete it and get your deposit back. Miss it and forfeit it. Just you vs. your own commitment.
  • Fully customizable goal and duration
  • Deposit from $5 to $500
  • No competitors — pure self-accountability
🎯 Sponsor
Sponsor a Friend
Deposit money on a friend completing their fitness goal. If they follow through, they win your stake. If they quit, you get it back.
  • Send directly to any Terbo member
  • Both parties see real-time progress
  • Get your friend off the couch!

Early access

Start your first
commitment.

Join the beta on TestFlight and make your first accountability deposit in under 2 minutes.

Get Early Access on TestFlight